来源:北京晨报 小编:朱岳 发布时间:2013年03月01日
内容导读: 近日有媒体报道称,交通银行率先在五大国有银行中将存款利率上浮10%,至监管要求的上限。昨日,交行否认了这一消息,同时指出,总行对分行有授权,可对一些重点客户在规定的范围内有优惠。
Bank of communications denied deposit interest rates to rise to the top
Recently there are media reports that the bank of communications first deposit interest rates to rise 10% in the five big state-owned Banks, to the maximum of regulatory requirements. Yesterday, the bank denied the news, at the same time, points out that the headquarters has authorization to the branch, for some key customers within the limits prescribed is preferential.
Bank of communications customer service said to the reporter, at present has not received the head office notice to raise deposit rates. Reporter discovery, bocom website deposit rates did not change.
Last year, the central bank twice cut interest rates, and advance the pace of marketization of interest rate, deposit interest rate floating range limit increase to 1.1 times the benchmark interest rate. The news, the small and medium-sized Banks have raised interest rates, and, in industry, agriculture, building, five big state-owned Banks, form a "united front", will be 3 months, half a year and a one-year deposit interest rate rise 9.6%, 8.9% and 8.3%, respectively, is not to the top.
Bank of communications Beijing branch in the reply of "interest rates to rise to the top" events, did not give a scope of "focus on customers" decision. Bank insiders said, however, special care to "focus on customers", common in the industry.
"Each bank to focus on the customer's definition is different." A state-owned bank insiders told reporters that the so-called key customers must have development, can provide Banks with more intermediate business income customers, these customers are through strict examination and approval, will be able to have the privilege, and is given priority to with corporate clients. "For these very high potential enterprise, if does not rise in interest rates, it will be to other Banks." This, he says, is to focus on client list is not much, but also the extent of interest rates to rise in the central bank control range.
"Wealthy individuals would do personal finance, the bank of deposit is in 5 million yuan of above private clients also have discount, but reflect on the threshold of financial products and benefits set." This, he told reporters.
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