交行“一户一策”服务小微企业

Bocom service small micro enterprise of "one household and a slip"

Bank of communications in wuhu by innovative financial products and financial services, all-round, multi-level meet the financing needs of enterprises especially small micro enterprises, 3.2 billion yuan of loans last year, accumulative total lending has amounted to 9.822 billion yuan.

About the bank credit support to small micro enterprise, dove river economic development zone enterprise staff said: "early last year, the company to expand production, found that paper money not enough. So we contact the bank, and soon to the first 3 million yuan loans. It is the" emergency fund ", the company to overcome resistance to constantly push forward." It is understood that only last year, as the enterprise by bocom credit support of small micro enterprises to have four or five hundreds.

Since last year, for small micro enterprise financing difficult problem, the bank actively listen to small micro enterprise credit demand, adjust the credit resources on the key, guidance implementation of differentiated credit and financial services. Last year, a production of high borosilicate glass high-tech glass manufacturing enterprises encounter financial difficulties, the bank on the basis of the door listen to enterprise financing needs, a credit for the design of the scheme, solve the enterprise. Will credit resources focus on national industrial policy support of major infrastructure and major projects, is one of the highlights of the bank. Last year, the bank around cars and spare parts, new materials, household appliances, wire and cable and other pillar industries and two emerging industries, photovoltaic, life science and technology to strengthen credit fine management, improve the credit growth and major projects will fit process. A photoelectric science and technology enterprise investment in our city, the project investment start after need to form a complete set of bank financing, the bank in a timely manner to provide the supporting project construction funds and circulating capital support.

The controller introduces, in the service of small micro enterprise, the bank made the "one household one policy support measures." Key support main business, product market, sales and profitability, formed in the area of comparative advantage and good growth of small micro enterprises. Key support commodity sales channel stability, large, well-known brand regional distributor, retail industry with the regional distributor of competitive advantage.

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